(712) 252-0583 ncs@ncscollects.com

Our Debt Collection Services

From asset recovery to credit bureau reporting, we offer a number of services to help ease debt collection for your company. Our goal is to take the stress and time out of this difficult process. 


We use a variety of technologies that allow us to handle accounts efficiently and quickly. Upon receipt and verification of the past due obligation in our database, the statutory debt validation notice is generated and the debtor is notified by mail. Our software offers electronic access to the National Change of Address database through the postal system.

Immediately following the debt validation period, accounts are assigned to our collection associates, who initiate debtor contacts and the accounts are reported to the three major credit-reporting agencies. Our associates use the most current resources for skip-tracing and are thoroughly trained in collection techniques that are in compliance with all applicable State and Federal laws.

Asset & Debtor Locator Services

We employ a mix of technology and experience to locate your debtors or assets for judgments that you have obtained. We have resources available to us to locate debtors, assets and employment to aid in collection process. Our fees for this service are very competitive

Judgment Enforcement

Obtaining the judgment does not mean recovery of your funds.  Not everyone wants to pay what they owe.  NCS has the ability to recover judgments in IA, SD, and NE.  Our recovery specialists have the ability to collect the money that is due.  We can help you navigate the sometimes complex confusing court system which will allow us to assist you in enforcing your judgment.  You have nothing to lose and a great deal to gain.

Check Recovery

Our experience shows that quick action on return checks increases the likelihood of recovery. Our agency can immediately process your bad checks and start the collection process as soon as your bank returns it.

Collection Recovery

The process of collecting past due accounts from delinquent customers can be stressful, time consuming and costly for businesses.  Hiring a professional debt collection agency can help alleviate these issues. 

We are here to help with an efficient and effective collections service.  Together we determine what needs to be done.

Recovery of your lost dollars is our priority, in an efficient and professional manner.  Businesses that utilize our services see an improvement in their bottom line through lower operating costs, higher cash flows and reduced bad debt.  We have 50 years of results to prove it.

Credit Bureau Reporting

We provide all clients with the opportunity to have their accounts electronically placed with the three major national credit reporting repositories. We report our accounts to the Credit Bureaus on a monthly basis.

Want to Work With Us?

Our job is making debt collection simple for your business. And that means professional, efficient collections every day. When you’re ready to get started, call for your free consultation.

Collection Rates

Our rates involve no upfront charges or membership fees. We get paid only when we collect the debt. We offer competitive fees for our services. Our fees are as follows: 


Base Rate

Our base rate for all accounts, contingent upon collection


Forwarding Rate

Rate for accounts forwarded to other agencies or are collected through litigation.

Our Fees
Fees are due and payable if payment is made directly to NCS or directly to the client

Special Rates
Special Rates are available for large volume listing of accounts and forwarded/legal accounts